As the calendar winds down, so do many people’s remaining health insurance benefits, Flexible Spending Account (FSA) balances, and Health Savings Account (HSA) strategies. Year-end is a powerful opportunity to prioritize preventive care, finish ongoing treatments, and plan smart purchases with dollars you’ve already set aside.
Understanding Your Dental Insurance Benefits
Most dental insurance plans operate on a calendar year — which means your annual maximum resets on January 1st. If you haven’t used your full benefit, that money disappears. The average annual maximum is $1,000–$2,000 per person, and many patients leave hundreds of dollars on the table each year.
What to Do Before December 31st
- Schedule that overdue cleaning — Preventive care is usually covered at 100%.
- Get that filling taken care of — Don’t let a small cavity become a root canal.
- Start Invisalign® treatment — Many plans cover orthodontics and the new year brings a new benefit cycle.
- Use your FSA dollars — FSA funds are typically use-it-or-lose-it. Dental copays, treatments, and even some OTC products qualify.
How We Help
At Crozet Family Dental, our team will review your insurance benefits with you and help you make the most of what you have. We accept most major dental insurance plans and offer flexible financing through CareCredit.
Call us today at 434-823-4080 — don’t let your benefits expire unused.